Scams are all over us so take extra caution when you receive a text message from an unknown sender (that is, their cellnumber is not on your phonebook) asking you for a share-a-load, pasaload or whatever favor in kind or in cash. Like the Love Bug virus that uses social engineering, these scammers are clever in that they may address you with titles of endearment like ‘hon’ (short for honey). If you’re not careful, you may fall from their trap.

That being said, scams are everywhere, be it in email, blogs, websites, organizations, even in Wall Street which is taking the global economy on its feet. Not to mention identity theft, phishing and the like…